Our staff are trained to answer your questions about dental finance.
Spreading the cost of dental treatment
Many patients ask about dental finance before they start their treatment. Here Andrena and Laura, two of the staff at our Glasgow practice explain how our dental payments work and answer common questions.
I am really interested in implants can I spread the cost?
There are two main options here. You can:
- Pay as You Go or
- You can apply for dental finance.
How does Pay As You Go work?
With Pay as You Go the cost is spread out throughout your treatment.
For example, if you are having an implant done the cost of the implant would be £1050 at that appointment then your next appointment would be a further payment.
That way you spread the cost of the full course of treatment over the appointments needed for that appointment.
So even if your full treatment plan costs say £2000 or £3000, half of that may not be due until three or four months down the line.
Is this for any kind of dental treatment?
Yes, for example, this also works with the short term orthodontics such as Six Month Smiles where you would make an initial payment when you get the braces fitted and then smaller further payments as part of the overall treatment cost on your subsequent visits. In fact the same sort of financial arrangement can work whatever kind of cosmetic dentistry service interests you.
Sometimes patients pay more at one visit so they are in credit ahead for the next visit. Also you can pay by cash, cheque or credit cards and people like the flexibility.
What are your dental finance options?
You usually have a choice of 12 months interest free, or you can spread it over 24 months or 36 months with interest.
What’s the procedure for 12 months interest free for something like an implant?
First we need to see you for a consultation, to find out what treatment you need and then when we have a figure to work on.
We can give you the quote and if you are happy with that we send you an email link with the finance application already set up with your details and the term on it.
You just fill in the rest of the short application at home and you will be told more or less straight away if you are accepted for finance.
We currently work closely with Finance4Patients who are based locally in Scotland to process financial applications quickly.
If I wanted two implants or something more expensive and wanted to spread it out over more than a year?
It is the same company handling the dental finance but over the 12 months it’s currently 9.9% interest.
If the application is successful there’s not really much more paperwork. The finance company takes care of the payment and we just arrange your appointments with you for your treatment.
Most people go for the 12 months interest free - particularly for the bigger treatment plans such as dental implants or multiple porcelain veneers.